BMO®† AIR MILES® World Elite®* Mastercard®*
Get up to 3,000 AIR MILES Bonus Miles1
plus a Companion Flight rebate and we’ll waive the $120 annual fee for the first year1
1 Mile: $10 spent
Exclusive Flight Discount
Get an exclusive 15% discount off the number of Reward Miles required to redeem for AIR MILES Flights within North America.10
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access2, plus two annual complimentary passes.
Get 25 Bonus Miles
when you also bank with the BMO®† AIR MILES® Bank Plan.
Travel and Medical Protection
Includes Trip Cancellation, Collision Damage Waiver benefits for car rentals, 15-days out of province/out of country emergency medical benefits up to $2 million and more.4
Enjoy 24-hour access to travel, dining, leisure and entertainment recommendations: 1-800-741-6758.
Get 2x Miles
at participating National Car Rental and Alamo Rent A Car locations.5
* Minimum $80,000 (individual) or $150,000 (household) income required.
BMO®† AIR MILES® Mastercard®*. airmiles.ca and eligible Partners EXCLUSIVE OFFER8
Get up to 1000 Miles8
Plus, no annual fee6
New! Always get 2x the Miles at participating AIR MILES Partners9 such as:
$20 spent at participating AIR MILES Partners9: 2 Miles
$20 spent everywhere else: 1 Mile
at National Car Rental and Alamo Rent A Car3
Offer is cumulative over the statement period. Award of AIR MILES Reward Miles is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) and is subject to the AIR MILES Reward Program Terms and Conditions and the BMO Mastercard Cardholder Agreement. The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded.
Mastercard Airport Experiences provided by LoungeKey (“MCAE”) is a worldwide program run by LoungeKey Ltd. This benefit will be available to all cardholders of a BMO AIR MILES World Mastercard, (“eligible cardholders”). Eligible cardholders are required to comply with the Conditions of Use available online at airport.mastercard.com or on the MCAE mobile application, as well as any additional terms and conditions applicable to the lounge or offer being used by the eligible cardholder. The Conditions of Use are subject to change from time to time without notice to Issuer or the eligible cardholders. Eligible cardholders wishing to access a participating MCAE lounge must present their valid, eligible BMO Mastercard or their mobile access code (this may be obtained by the eligible cardholder by registering an account at airport.mastercard.com or through the MCAE mobile application) to the lounge receptionist and mentioning “Mastercard Airport Experiences provided by LoungeKey.” Some offers may be subject to a per-person, per-visit charge. Where applicable and dependent upon the offer, access charges, including those for an accompanying guest, may be charged to your credit card. Value and benefits of the MCAE complimentary membership are subject to change without notice. Enjoy lounge access for a fee of just US$27 per person, per visit.
The contract ID number (3717122 for National Car Rental and 7014883 for Alamo Rent A Car) must be included when making a car rental reservation to receive discounts. Discount applies to base rate only at participating National Car Rental and Alamo Rent A Car locations. Discount varies by rental date, location and vehicle type. Taxes, other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as LDW up to US $30 per day) are extra. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice.
Subject to Terms and Conditions, including additional limitations and exclusions contained in the BMO AIR MILES World Elite Travel and Medical Protection Certificate of Insurance, which is sent to new cardholders. Please refer to the Certificate for further details. Inclusive medical coverage is only applicable to cardholders under the age of 65. BMO Mastercard insurance benefits provided by Allianz Global Risks US Insurance Company (Canadian Branch).
Reward Miles will be earned on car rentals at participating National Car Rental and Alamo Rent A Car locations, on a per-transaction basis. The number of Reward Miles will be rounded down to the nearest whole number. Fractions of Reward Miles will not be awarded.
Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances includes Balance Transfers, cash-like transactions and Mastercard cheques. Visit your branch; call the BMO Customer Contact Centre at 1-800-263-2263, or visit bmo.com/creditcards for current rates and fees.
BMO AIR MILES World Elite Mastercard (“Credit Card”) applications must be received between October 2, 2018 and March 31, 2019 (the “Offer Period”) to be eligible for the following Bonus Miles, Companion Flight Rebate and Annual Fee Waiver offers (each an “Offer” and collectively the “Offers”): AIR MILES Bonus Miles Offer: Receive 1,000 Bonus Miles after your first purchase using your Credit Card. Bonus Miles will be credited to the primary Credit Cardholder’s AIR MILES Collector Account within forty-five (45) days of purchase. Receive an additional 2,000 Bonus Miles when you spend a minimum of $3,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) on purchases using the Credit Card within the first three (3) months from the Credit Card open date. The additional Bonus Miles will be credited to the primary Credit Cardholder’s Collector Account within sixty (60) business days following the qualifying $3,000 spend. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. Companion Flight Rebate Offer: To be credited the Dream Miles for your Companion flight ticket, you must book any two flights (one way or return) for travel anytime (subject to availability from participating suppliers at the time of booking) through airmiles.ca using your Dream Miles within twelve (12) months from the account open date. Both flight tickets must be booked in the same transaction, and on the same itinerary (both flights must be travelling on the same day, departing from the same location in Canada, and arriving to the same destination). You must have accumulated a sufficient balance of Dream Miles in your Collector Account to use for both flights in the same transaction to be eligible for this Offer. You will be credited the number of Miles back into your Dream Account that is equal to one flight ticket (excluding all taxes, fees and applicable surcharges) within 45 days after your flight booking, notwithstanding your balance preference (between AIR MILES Cash and AIR MILES Dream balances) at that time. The companion flight offer can only be applied to the 1st flight redemption after acquiring the card, no exceptions. There is a limit of one companion flight offer per eligible primary BMO AIR MILES World Elite Mastercard cardholder. To be eligible for this Offer, your BMO AIR MILES World Elite Mastercard account must be in good standing at the time such Miles are credited to your Dream Account. The Collector is responsible for paying all taxes, fees and applicable surcharges at the time of booking. There are no cancellations or refunds permitted on tickets once booked. Changes to flights may be permitted; restrictions may apply and changes are subject to applicable fees. In the event of a cancellation of either flight for any reason after booking, Dream Miles credited for the Companion flight may be deducted back from the Collector’s Account. Offer cannot be combined with any other Miles redemption offer. Offer is subject to the Flight Rewards Terms and Conditions of the AIR MILES Reward Miles Program, available on airmiles.ca. Annual Fee Waiver Offer: The primary cardholder annual fee of $120 will be waived for the first year. After the first year, the annual fee will appear on your Credit Card statement twelve (12) months after the Credit Card open date. Offer does not apply to the Additional Card annual fee. These offers are subject to change or can be withdrawn without notice. Limit of one of each Offer per Collector Number. Existing BMO AIR MILES World Elite Mastercard customers who cancel their card during the “Offer Period” and existing BMO Mastercard customers who transfer into this Credit Card product during the “Offer Period” are not eligible for the Offers. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled and the Companion Flight Miles (if applicable) will be clawed back. The AIR MILES Bonus Miles Offer and the Companion Flight Rebate Offer are each subject to the AIR MILES Reward Program Terms and Conditions.
1,000 AIR MILES® Bonus Miles offer is limited to new accounts. Applications must be received between January 15, 2019 and October 31, 2019 (“Offer Period”). Existing BMO AIR MILES Mastercard customers who cancel their card during the Offer Period, and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible. 500 Bonus Miles will be applied to your AIR MILES Collector Account within forty-five (45) days after your first card purchase. Additional 500 Bonus Miles will be awarded when you spend $1,000 in net card purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in the first three (3) months from the account open date and will be applied to your Collector Account within forty-five (45) days after qualifying. All Bonus Miles will be credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream Accounts) at the time of posting. Limit of one Bonus Offer per Collector Account. If you cancel your card within ninety (90) days of opening your account, the Bonus Miles will be cancelled. This offer may be changed, extended or withdrawn at any time without notice. Offer valid for applications submitted through airmiles.ca and eligible Partners only. This is an exclusive online offer and only available from BMO selected websites. Eligibility restricted to: 1) any airmiles.ca communication, 2) internal Sobey’s employees via intranet, and 3) any BMO communication. It is not available in BMO branches, BMO.com, or the Customer Care Centre.
2x the Miles: As of May 16, 2018, BMO AIR MILES Mastercard cardholders will earn 2 AIR MILES Reward Miles for every $20 in purchases at participating AIR MILES Partners. Participating AIR MILES Partners may be added or removed at any time without notice, visit https://bmoairmilesmastercard.airmiles.ca/en/home?vr=aqlo for current participating Partner details. Miles will be calculated on the total eligible cumulative purchases made at all participating AIR MILES Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Miles earned will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). The “2x the Miles” benefit is available on eligible purchases beginning May 16, 2018 and may be withdrawn or changed at any time without notice. The “2x the Miles” benefit is applicable to the following BMO Credit Card products with no annual fee: BMO AIR MILES Mastercard, BMO IGA AIR MILES Mastercard, BMO Sobeys AIR MILES Mastercard, BMO Shell AIR MILES Mastercard, BMO Affinity AIR MILES Mastercard cards (excluding BMO SPC Affinity AIR MILES Mastercard cards and the BMO SPC AIR MILES Mastercard). This benefit does not apply to any BMO AIR MILES Mastercard not named in the above list.
Exclusive 15% Flight Discount: Fly on any AIR MILES flight within North America for 15% fewer Reward Miles when you book through airmiles.ca or by calling 1-888-247-6453. For example, you could redeem a 1,500 Miles flight for only 1,275 Miles. If you have the BMO AIR MILES World Elite Mastercard, when you use your Miles for a flight in North America you will receive a 15% discount from the number of AIR MILES Reward Miles you would ordinarily require. North America includes flight travel within Canada and from Canada to the United States of America (USA), including Hawaii and Alaska. Flight travel to Puerto Rico, within the USA, and to and from Mexico are excluded. This benefit does not apply to Cash + Miles Rewards. For flight redemptions: There are no blackout periods. This benefit does not apply to the cash portion of the flight redemption (such as airport improvement fees and booking fees) or to the flight component of package vacations and cruises. The flight examples quoted are for low season, round-trip travel on economy flights under the regular AIR MILES flight offer. This benefit cannot be combined with any other offer. To use your Miles for Travel Rewards, you must have accumulated sufficient AIR MILES Reward Miles in your Dream Account. Collectors must pay applicable surcharges, fees and taxes on air travel Rewards. Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers. For complete details, see current Program Terms and Conditions available at airmiles.ca or the AIR MILES Customer Care Centre at 1-888-AIR MILES (in Toronto, 416-226-5171).
®* Mastercard is a registered trademark, and Masterpass and the circles design is a trademark of Mastercard International Incorporated. Used under license.
®† Registered trademark of Bank of Montreal.
®™ Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Bank of Montreal.
“Shell” and the Shell pecten are the trademarks of Shell Brands International AG. Used under license. Used with permission by Bank of Montreal.
®** National and the “flag” are trademarks of Vanguard Car Rental USA LLC.
®†† Alamo is a trademark of Vanguard Trademark Holdings USA, LLC.